Frequently Asked Questions
Life throws curveballs. Lawsuits happen. Creditors call. The good news? You don't have to figure this out alone. Harbor Capital Guard handles the messy stuff so you can sleep at night. Below are answers to what keeps our clients up worrying.
We shield your personal assets when creditors come knocking or lawsuits land on your doorstep. Think of us as a fence around your savings, property, and investments. Our strategies help separate what's yours from what creditors can grab. We work within Romanian law to position your assets safely—legally and ethically. It's not about hiding money. It's about smart structuring.
This varies. Initial consultation and asset review? That's 3-5 business days. Setting up your protection plan can take 2-3 weeks depending on complexity. Some clients need quick action before a judgment hits—we handle urgent cases faster. Once everything's in place, you're protected going forward. We don't rush quality, but we move when time matters.
Yes, but timing matters. If a judgment's already entered, options narrow significantly. That's why we push people to act before things escalate. We've helped dozens navigate active legal situations by restructuring what we can protect immediately. Call us the moment you see trouble brewing—don't wait. Early action changes everything.
We charge based on what you need. Simple asset reviews run one way. Full restructuring plans cost differently. Most clients pay between 800-2,500 RON depending on complexity and urgency. We don't hide fees or surprise you later. First consultation is free—no obligation. After we see your situation, we'll quote exactly what you'll pay.
That's actually when we're most valuable. Active creditor pressure means you need solutions now. We review your current exposure, identify what's actually at risk, and build a protection strategy fast. Sometimes it's negotiation. Sometimes it's smart asset positioning. Sometimes it's both. Either way, we stop the bleeding and build a real plan forward.
We guarantee our work meets Romanian legal standards—that's non-negotiable. We can't guarantee creditors won't sue (that's their choice), but we guarantee your protected assets stay protected if done right. That means proper documentation, clear legal structure, and ongoing compliance. No lawyer promises lawsuits disappear. What we promise is solid strategy executed cleanly.
Call +40 542 175 458 or email [email protected] with a quick overview of your situation. We'll schedule a free initial chat—no contracts, no pressure. During that call, we ask about your assets, exposure, and timeline. Then we tell you straight whether we can help and what it costs. Simple as that. Most people feel better just knowing their options.
We're based in Timișoara but work across Romania. Distance doesn't stop us—most communication happens by phone and email anyway. Your documents come together smooth regardless of location. We've handled clients from Bucharest to Cluj to smaller towns. Where you're matters less than getting your situation protected properly.